Earn unlimited 2% cash back on every purchase for your business—with no annual fee
This card is for business owners with EXCELLENT CREDIT.
Unlimited 2% cash back from Spark® Cash could mean thousands of dollars each year going back into your business. No minimum to redeem
Free Employee Cards
Add employee cards at no additional cost, and earn all the rewards from their purchases
Fraud Coverage and Alerts
$0 Fraud Liability if your card is lost or stolen, and get real-time alerts of fraud attempts via text, email, or phone
0% intro APR for 6 months; 13.99% - 21.99% variable APR after that.
Spark Business® credit cards come with these features
Quarterly and year-end summary
Get a custom, itemized report of your spending to help simplify planning, budgeting, and tax time.
No foreign transaction fees
You won't pay a transaction fee when making purchases outside of the United States.
Rewards your way
Redeem your cash back for any amount. Rewards don’t expire for the life of the account.
Spark Cash also comes with Visa® Business Benefits2
Auto rental collision damage waiver
You're covered for damage due to collision or theft when you rent an eligible car with your Spark Business card—so you can travel with peace of mind.
Purchase security and extended protection
Enjoy coverage for eligible items you buy with your Spark Business card if they are lost or stolen within 90 days of your purchase. Plus, it doubles the length of the manufacturer's warranty.
Travel and emergency assistance services
When you're traveling for business, you can count on a wide range of Visa emergency services including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.
Certain terms, conditions and exclusions apply. Please see the Visa Guide to Benefits for specific details.
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Apply Now for the Spark Cash for Business Credit Card